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Does SuretyBonds.com file my bond for me?

Filing a Bond

Does SuretyBonds.com file my bond for me?

This article explains the role SuretyBonds.com plays in filing client bonds.

Last updated on 18 Mar, 2026

SuretyBonds.com is almost never involved in the bond filing process. Obligees (entities that require bonds) almost always require that the bond holder (or "principal") file their bonds with them directly.

However, some obligees require surety providers to electronically file the bond directly through their systems on behalf of the principal. These bonds include, but are not limited to:

  • Federal freight broker BMC-84 bonds

  • Federal maritime commission FMC-48 bonds

  • California contractor and LLC employee/work bonds

  • Any nationwide bonds associated with the NMLS license & bonding process

If you purchase one of these bond types, we'll send you a confirmation email explaining how we digitally filed your bond. You may need to complete additional steps before the bond is officially accepted.

For bonds that require electronic NMLS filing, you’ll need to grant authority to your issuing surety provider. When you log in to your NMLS account, enter the surety’s name or surety identifier (NAIC/NPN) as found in your bond confirmation materials. The obligee can’t accept your bond until you authorize the surety.

In all other situations, you will need to file your bond with your obligee yourself. While we do keep obligee information on hand, we always recommend contacting the obligee directly with any filing questions. 

If you have questions about how to sign or file your bond, call 1 (800) 308-4358 or email customercare@suretybonds.com, and one of our representatives will be happy to walk you through your bond filing instructions. 

 

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