We offer many bonds for instant purchase at a flat rate with no credit check. For high-risk bonds that require underwriting, you’ll undergo a soft credit check, which doesn’t impact your credit score.
Surety bonds can only hurt your credit if you default on paying a bond claim. Although the surety will initially pay any valid claims, you are legally responsible for refunding the surety. Unpaid debts are typically reported to credit bureaus, which will negatively impact your credit score.
If you have concerns about getting bonded with poor credit, learn more about our bad credit bonding program or call 1 (800) 308-4358 to speak with one of our surety experts.