As with a lot of aspects of bonding, the answer to this question is that it depends on the entity requiring the bond (also known as the bond's "obligee").

As a surety bond provider, does not establish or enforce surety bond requirements. facilitates the bonding process between the applicant that needs the bond and the obligee requiring it. 

Common situations that typically involve some sort of bonding requirement include, but are not limited to:

  • commercial license and permit bonds to guarantee local, state, or federal regulatory compliance
  • probate bonds are required by courts to guarantee court-appointed obligations will be performed
  • contract bonds are required by project developers to guarantee contractual project completion

If you want to know the exact reason why you're required to purchase and file a surety bond, you'll need to ask the entity requiring the bond of you. maintains a bond library containing thousands of unique bond form requirements nationwide. We're happy to provide any obligee contact information we have available to make sure you feel great about your surety bond process. 

Our team always wants to ensure an accurate and well informed bonding experience for all clients. We will never talk you in to purchasing a bond you don't need. 

If you have questions about a new bond requirement or new submission, call 1 (800) 308-4358 or email, and one of our friendly representatives will be happy to help.